You are trying to help someone keeping what makes them happy by encouraging them to use the system plain simple (you can spin it however you want that's what you do) but I guess you are right no shame in that either.
Let me tell you if I had to lose my animals I would be devastated however I would not use the system to go around it, I would fight legally if I am in my right and I would own to my mistake if my contract stipulated that there were no animals allowed.
If your reasons are legitimate you should know better then encouraging people do do this. Therapy animals are not a group of 40 with the intent to breed.