Quote Originally Posted by LadyOhh View Post
THANK YOU...

No problem.

Don't assume that you're insurance covers snakes... find out for certain. A friend of mine had a flood recently, with about 2" of standing water in the basement. It ruined all sorts of musical equipment.

He called his agent to file a claim, and was informed that since his basement was unfinished, it wasn't considered "livable space", therefore the contents coverage didn't provide for any of the equipment. He also found out that they would have written him a separate policy for the music stuff that would've cost something like $25 a year, and covered it anywhere