I've read a lot of horror stories with Paypal, and I will admit I'm not a fan. The way they handle claims on both ends, the freezing of accounts horror stories, and not to mention their horrid user panel (my own bloody war with them). I can say I am definitely not a fan, especially with our past experiences with a scammer.

It's unnerving to me that everyone uses Paypal, and it's getting to the point where people ONLY accept Paypal.

What other reasonable options are out there? Google checkout is the only other things I've heard of.

How do you prefer to deal with buyers and sellers? Anyone as untrusting of Paypal as I am? Or am I paranoid?