I think there were actually a few cases of people suing McD's over hot coffee.
...and while that's a pretty disturbing case, I just can't get on board with the sue-happy nature of our country sometimes. We're actually known for it around the world. McD's is a large enough company however that they undoubtedly would have covered medical expenses from a case like that because one or two pictures could have multi-million dollar consequences as far as negative publicity goes. It's a no-brainer to a corporation like that.
Man sees an icy patch on the sidewalk.
Man walks into the icy patch on the sidewalk.
Man sues the owner of the property the sidewalk is on.
Man wins the case due to lawyers over-exaggerating the pain and agony he suffered.
Lawyers pocket 80% of the amount.
...his insurance company makes up the money by simply charging everyone else more for their premiums.
It's like personal responsibility/common sense has been tossed out completely. This is what happens in the medical industry as well. It's why medical malpractice insurance for physicians is INSANELY priced.