I'm pretty sure Satan is behind the whole credit score system. No matter what I do I can't ever get mine to go up and i've never had any credit debt in my life. What kills me is how all of the scammer insurance companies are allowed to base premiums off of credit scores and so are a lot of employers. It's absurd! How 'bout insurance companies stop raping people, employers pay their employees more and we get the cost of living down then maybe people will have enough money to actually be able to pay their bills and get their credit scores up!?
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