If I heard correctly I believe that paypals fees are about 3%? Isn't that pretty much in line with what credit cards have been charging forever? I recently declined a purchase because the seller wanted me to send the money as a gift. I also can't stand it when people post one price and then ask for more when asked if they accept paypal, that's also against paypals TOS. It just isn't worth it to me to do business with people like that.