Go and buy 2 adult/sub-adult females:
het Pied - Should produce half a clutch of Pieds/half a clutch of hets (there's your return-investment animals)
het Albino - She will prove out (or not) your male
Those 2 will easily come within your budget (plus, you should have enough $$$ spare to buy at least one more)
Best case scenario would be to produce a female Albino (she would also be het Pied) - Would give you a 1/4 for an AlbinoPied in a few years