I'd get the 0.1 Pied and save for a 1.0 Albino morph.... 1.0 Albino Pin, 1.0 Albino Spider- both which can be had for under $500 if you shop around.... Spider less than the Pin ($300 vs $500-ish). Sell your 1.0 Pied PH Albino and up your odds on the DH hit without the need to wait and prove him out as PH Albino.
That way you not only get all 100% DH Albino Pieds, but a little something extra if you hit some odds.
Breedable 0.1 Pieds will not drop in value much.
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