I run heat pads on my ackie setup because if I don't, in the winter my foot deep substrate will reach temps in the 50's regardless that the ambient is in the 80's-90's. Heat generated by lights or overhead sources only force heat downward about 6 inches into moist soil. Since ideal temps for most lizards is no lower than 70's....I would say that giving them such cold substrate is a bad idea....and yes they seek it out if given a chance.