that uth is ok, but heat rises and with the temps in your house bein low as they are it will dry that wet towel with the warm from below and cold from above and make the towel cold in the process. i know you konw what a wet cold towel feels like, so that idea is just making it colder in your tank. if your dead set on keeping your snake with you during the winter i'd suggest a few fairly large "dry" towels and your bulbs. i konw you said the wattage of your bulbs, what what type are they? not regualr light bulbs right? and what are you using for night heat when you shut those lights off? try the dry towel method, along with the ceramic heater (which can stay on constant) and alternate with a heat bulb for day and night. humidity should be your least of concerns right now. you can always mist with a spray bottle for that. keep your sister on speed dial in case that temp drops lol