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  1. #1
    BPnet Veteran chetman7's Avatar
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    Identity Freud?? Can anyone help?

    So I know nothing about laws or anything but the story is that a close friend of mine got into a huge fight with her parents. Her parents decide to call the credit card company in which she has her card...in her name and account and cancelled it.

    As soon as she told me this I was like ..how can this be..Doesn't the card holder have to cancel it?? It is her own card and it is not affiliated in any way of he parents.
    The story is the representative of the credit card company asked to speak to the card holder(my friend) so they can confirm that she is giving her dad permission to cancel the account on her behalf. So...the dad hands the phone over to her mom who pretends to be here. They ended up cancelling the card on her without her permission.

    Now they have kicked her out of her house, wont give her car keys to the car SHE OWNS and pays for. They wont let her in the house to get her clothes or anything. I actually have her stayin in my apartment because I live a block away.. I'm not even there..I'm up at school.

    As of right now...she got her car back...she keeps a spare key underneath the tire. Is there anyway we can get them in trouble for canceling the credit card?? she's not looking for money or anything...She just wants to her parents to pay for their actions. It just makes me sick how parents can do that to their own flesh and blood. They knew she had no place to go, they expected her to roam the streets all night.

    sorry for the rant...things like this piss me off. I could never hate my kid enough to let them roam the streets all night
    Chester

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  2. #2
    BPnet Senior Member anatess's Avatar
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    Re: Identity Freud?? Can anyone help?

    How old is she? If over 18, then yes, she has legal right to sue her parents for identity fraud if she can prove it unless her parents co-signed on the account.

    I have a friend who kicked out her 18-year-old out of her house to roam the streets on her own. My friend had strict house rules - no random guys coming in and out of the house - she has another daughter that she wants to protect. And the 18-year-old would sneak them in. My friend does not allow her kids alcoholic beverages before 21 years old. She comes home drunk as a skunk puking her guts out that she had to take her daughter to the ER for alcohol poisoning. My friend has her under her car insurance. The girl wrecked her car which made the insurance premium jump up by $200 a month. So, she took her out of her insurance because she couldn't afford it. So the daughter didn't have a car when she got kicked out. So, she's basically screwed. But, I completely sided with my friend on this one. If you can't behave, then hey, good luck on your own.

    Not that I'm saying this is what happened to your friend. I'm just saying that just because a parent kicked a kid out of the house doesn't necessarily mean they love them less.
    ----------------------------------
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    chetman7 (03-19-2009)

  4. #3
    BPnet Lifer mainbutter's Avatar
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    Re: Identity Freud?? Can anyone help?

    That is very illegal. Call the local sherrif's office, get a hold of a lawyer(at least for advice on state laws).

    Retaining her property is also tantamount to larceny.

    It will be a pain in the ass and require dedication and time to bring up charges, but I'm sure it can be done.

    There is never any guarantee of legal punishment, but it is quite possible that she can get one or both parents with probation or even minimal jail time.

    I'm not an expert, but have had a bit of experience with criminal and civil court..

    I am in no way condoning revenge, just giving you the facts. Just curious, what was the fight over? You don't have to tell us if its private but I can't understand why in the world parents could do that to their kid.

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    chetman7 (03-19-2009)

  6. #4
    BPnet Veteran chetman7's Avatar
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    Re: Identity Freud?? Can anyone help?

    Quote Originally Posted by anatess View Post
    How old is she? If over 18, then yes, she has legal right to sue her parents for identity fraud if she can prove it unless her parents co-signed on the account.
    She's 20. I don't think they co-signed..I'll ask her.

    She's a good kid..I can't even think of what they could of fought about to the point where they would kick her out. I have met her parents and they are pretty crazy/strict. Her mom makes her squeegee the shower doors after she takes a shower.
    Chester

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  7. #5
    BPnet Lifer mainbutter's Avatar
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    Re: Identity Freud?? Can anyone help?

    Quote Originally Posted by anatess View Post
    I'm just saying that just because a parent kicked a kid out of the house doesn't necessarily mean they love them less.
    I have to disagree. Then again, none of my family members are jerks.

  8. #6
    BPnet Veteran chetman7's Avatar
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    Re: Identity Freud?? Can anyone help?

    just tried to call her.....the number is disconnected. I guess her parents took that away too....She was paying for it but the account was under her dad's name so he had the right to.

    She abrubtly signed off like an hour ago in the middle of a conversation, so i called her and her dad took her internet cord cause he pays for the internet
    Last edited by chetman7; 03-19-2009 at 12:26 AM. Reason: grammer
    Chester

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  9. #7
    Broken down old dude dsirkle's Avatar
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    Re: Identity Freud?? Can anyone help?

    Was the credit card issued based on the credit of the parents with the girl merely issued a card? Is the title to the car and the insurance and license plate in the name of the parents in order to save her big money even though she is paying for it? If so the parents have done nothing wrong here. They probably don't want to be liable for her if she is not following their rules in the home where she was probably living for free. They probably told her to get her own credit card and that she could have the car when she got her own insurance and license plate. Her parents will probably report the car as stolen if it is in their name.Maybe I'm wrong but it sounds like an old story to me about a kid that won't follow the rules of the home and will now find out how unappreciative that she has been of what her parents have been giving her.
    Do not resuscitate

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    chetman7 (03-19-2009)

  11. #8
    BPnet Veteran chetman7's Avatar
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    Re: Identity Freud?? Can anyone help?

    Quote Originally Posted by dsirkle View Post
    Was the credit card issued based on the credit of the parents with the girl merely issued a card? Is the title to the car and the insurance and license plate in the name of the parents in order to save her big money even though she is paying for it? If so the parents have done nothing wrong here. They probably don't want to be liable for her if she is not following their rules in the home where she was probably living for free. They probably told her to get her own credit card and that she could have the car when she got her own insurance and license plate. Her parents will probably report the car as stolen if it is in their name.Maybe I'm wrong but it sounds like an old story to me.
    Her own credit, not affiliated anyway to her parents. Title of car and insurance is in her name alone.
    Chester

    1.0 normal bp- Jake
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  12. #9
    Broken down old dude dsirkle's Avatar
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    Re: Identity Freud?? Can anyone help?

    Quote Originally Posted by chetman7 View Post
    Her own credit, not affiliated anyway to her parents. Title of car and insurance is in her name alone.
    if those things are true it would be illegal for the parents to cancel the card and keep her car from her.
    Do not resuscitate

  13. #10
    BPnet Veteran Melicious's Avatar
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    Re: Identity Freud?? Can anyone help?

    Definitely sounds illegal. -Shrugs.-
    Melanie Ryan Seals

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