Was the credit card issued based on the credit of the parents with the girl merely issued a card? Is the title to the car and the insurance and license plate in the name of the parents in order to save her big money even though she is paying for it? If so the parents have done nothing wrong here. They probably don't want to be liable for her if she is not following their rules in the home where she was probably living for free. They probably told her to get her own credit card and that she could have the car when she got her own insurance and license plate. Her parents will probably report the car as stolen if it is in their name.Maybe I'm wrong but it sounds like an old story to me about a kid that won't follow the rules of the home and will now find out how unappreciative that she has been of what her parents have been giving her.