Few years ago when another customer defaulted on his payment I refunded everything minus the deposit, to me that is the honest thing to do, I now some people don't do that and issue a credit instead but to be honest if the person default on his loan, I would rather give them a refund and be done with them then do through the same thing again.Now I still must decide. If he does not get back in touch with me, and does not finish paying for the snake, I know the deposit is mine to keep, but what about the $200? Most of me feels like I should refund that money and move on. But I admit there is a perverse little part of me that whispers, "Why send it back? Chances are he never intended to finish the deal. You've been patient with him, if he's out that money it's not your fault."
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