IF we took that 700 billion and divided it up among every citizen in the USA, all 300 million of them, each person would receive 23 million dollars.

Do you suppose a few of us could pay all our debts with that?

Why not do that?

Or am I completely off?

I agree with that! I don't think your off at all. Give the $$$$ to the people who need it not the banks. They are going to have to turn around and pay the banks with it anyway. So the bank still gets theirs and Joe Blow gets to keep his cars, house, etc. I've heard other people talk about this too. Sounds good in theory