to sue or not to sue

[Broseph]

I agree 100%
they have all those companies offer state minimum coverage for cheap..

I agree with those who say an attorney should be consulted, not an internet forum, but I wanted to address this point.

Personal responsibility dictates that if one cannot afford the state law mandated insurance, one should make other arrangements for getting to work. Not being able to afford insurance means one can't afford to drive, not one should go ahead and drive without it.