i understand what everyone is saying i really really do,but first off i wasn't just jumping to the whole "lets sue everyone boat" i am simply stating that i cant afford for this to happen im a college student and my car is my life line, second off he ran the red light and im not challenging that the wreck was my fault but i am challenging the fact that im not the only one to blame. and whats so aggravating about all of this is that he just had a ticket 6days ago for no insurance. im not a bad person and im not saying i want his house or his car, i just want for him to get insurance, because what if it was you and you were hurt or your kids were hurt? would you want him to have insurance? i don't think that the question is out of context or wrong, but hey what do i know right