I know and have researched NERD .. that isn't the issue, the issue was the exact same site that took my credit card info the day before is now flagged for having malware. Was it the right site? Was there some phishing with my information? Those were the questions I could not answer myself.
Thanks for calling my common sense into question, I was just taken aback by the coincidence of the whole thing and was/am concerned about my personal information being in the wrong hands.