Ooops- I need a review of that; thanks for the link Jo. I apologize that my ignorance of the procedures got in the way.
I also apologize to the OP who had legitimate questions and was searching for solutions and guidance on this forum and instead got her questions derailed.
I learn very quickly and will not repeat this error.
Again, I'm sorry to Jo, to Sherri, and to all the readers of this thread.