Fairness has nothing to do with this. I don't like Walmart either for many things they do, but these folks signed up for a health plan that had this stipulation. The fact that they ignored a part of that plan when they sued for damages doesn't mean they shouldn't be held accountable for what they signed up for. Walmart isn't being mean; they are protecting their rights and against creating a precedent.
Personally, pay Walmart back what is owed them. And then Walmart should make a gift to that woman that same amount. Legally, everyone has followed the rules...and instead of Walmart looking like an ebil tyrant, they get be a good guy.
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I hate to sound like I'm "sticking up" for Walmart, but I'm tired of hearing people whine about how things "aren't fair", especially in relation to variable sub-prime mortgages. "Wanh, it's not fair my mortgage has gone up a zillion dollars month, they can't ask for all my money."
Um, yes they can. You were responsible for understanding what you were signing when you bought that mortgage. You're not being fair saying you shouldn't have pay what you said you'd pay.