ahh I guess it depends on where you live and what econoic and social background you have. If your in the upper middle to omg wealthy your proably going to be fine for the next six months or so but with the housing market loosing value for the first time in at least the last 50 years if not ever,I see things starting to go down hill faster and faster. Living in ohio and being from Michigan and hear and seeing the effects of the layoffs that are hitting the area shoot over 3000 in toledo in the last two months things are really starting to hurt for you average working family. With the rising price of desiel and gas the cost of food is going to rise significgantly in the next six months to a year. Combine all this with the increased planting of corn for fuel use, wich is causeing wheat to be in shorter and shorter supply you are going to see the prices of your basic breads cereal and everything that needs flour to be made rising steadily in the next year. If we are not in a depression just yet we are in the middle of a strong recession,and since the money that has been made is bascily paper and fictional stock money, with less and less being spent on the infrasturcre of manufacturing the bottom is going to fall out sooner then latter for a majority of us americans. Big business Is sending jobs overseas faster and faster to promote cheaper goods and the rising economic growth and market in places in china and other devloping countries that are where america was 30 to 40 years ago moving forward and there developing ecomony is going to produce many many markets for these products.The rulers of this country that top one to two percent of this country will stay rich so they don't care what happens to the working man of this country they can make their money from anywhere in the world so why put it back into this country.