Well from a fathers point of view it is amazing and frustrating at the same time My wife and I had our first child (son) when we were in our beginning stages of our relationship, very beginning stages. She was 19 I was 20. At the time she was just working at a day care and I was bouncing around from job to job, we really didn't have much of a choice she didn't believe in abortion and I wasn't going to push the issue. Needless to say it's been 7 years we are married and have a 2 year old daughter as well. She is a stay at home mom (going to school a few days a week) and I work full time plus am starting my own company. It is ALOT of work, it never ends just when you think you are getting ahead something comes up and pushes you back. But you know what, as long as you have family that loves you and can help if the need arises you will be all set! Money can only do so much, it does help but your child will love you no matter the amount of toys you can buy him/her. As for the amount of money that you spend, it does add up especially in th early stages with diaper changes every 15 minutes and the cost of formula if you don't plan to breast feed. But it does get easier especially when they can eat real food and the poop switch goes from "super" to "slow" You know when your ready, you will feel that the time is right. Well enough of the mushy junk Good Luck to you, i'm sure you will make the right choice