Hey, I have a fear of deep water too. I mean, I don't really mind swimming in a lake or ocean, but when I do, I always have this knowledge in the back of my head that the ground is 100-thousands of feet below me.
I have 1 friend who is freaked out by snakes and one who won't even let me talk about them. I don't understand it either, these are gentle creatures. Have you noticed a lot of people, when you ask them why they won't hold it, they say it's slimey? I dunno where that comes from.
Another one of my friends loves my snake and comes over anytime he can to take a look at it. Trying to talk him into getting one!
As far as me being scared of snake and bugs, i'm not. There are certain bugs I don't like and do run away from if they get near me or touch me. Wasp and Cockroaches. I had a roach on my foot one night and almost flipped my computer desk. It was scary.