Hi guys,

I can certainly appreciate this situation. I hate it when this happens. Your money is tied up because of credit card processing companies. They do this all the time.

For instance, you come into our retail store to buy something for, lets say $100.00. Lets also say that you use a VISA checkcard that draws directly from your bank account. We ring it up and charge your card but OOPS we made a mistake (or you decided not to get it, or you bring it back, even later that very same day) and we VOID (not refund, the charge was being refunded that very same day so it is considered a VOID not a REFUND) the charge. It took about 30 seconds for that money to post that it has left your bank and you know it takes like 7-10 business days to get it back?!? And that money already came out of YOUR CHECKING ACCOUNT, it was not just drafted onto a month credit card bill! What a bunch of CROOKS!

Yes they are using YOUR money INTEREST FREE and that's after they've already charged the merchant (person or business selling the product/service) a fee of 1.9% - 2.9% for the transaction.

Please keep all this in mind when buying from an honest business person that you like. If you can pay another way, other than credit cards or PayPal, do it. That business would appreciate that and you are also not supporting these types of companies as much.

I know we live in a digital world where people don't even know what cash smells like anymore but its crazy how many consumers DON'T KNOW that this crap goes on!

Good luck with your situation...