well i know that things seem to be a little more expensive in Canada but if you can pick up a Canon they make a bunch of smaller "point and shoot" cameras that take wonderful close up shots and have a decent zoom. Obviously the more you pay the more optical zoom you get. Never buy a digital camera for the digital zoom, optical zoom is what you want for good close ups and a Macro settings in a smaller camera. Try these.

Canon PowerShot A560
Canon PowerShot A590
Sony CyberShot s750
Sony CyberShot w120
Fuji FinePix s5700

Keep in mind that there is a HUGE difference in the quality a "point and shoot" camera takes in comparison to the DSLR's you were looking at in the Nikon. DSLR are made for a totally different customer and thus have tons of features and over all quality is much higher in that type of camera. All of the above cameras will take wonderful shots and the technology has change considerably in the last two years in the way of cameras so you will definitely see a difference in quality and features over the one you purchased two years ago. Hope this helps a little.