Credit cards

[ladywhipple02]

I have never had a credit card. I honestly don't feel like I can safely have one. I know my limits, although I am not a big spender. I don't think it would be wise for me to get one right now.

We just got out of roughly $30,000 worth of debt last may. I intend to keep it that way.

Being 23 with that kind of debt was scary and overwhelming.

Oh, I feel ya! My credit card ebt is actually pretty slim. But I have almost $100,000 taken out in school loans... ugh, I don't even want to think about it...

If you can stay away from credit cards, by all means, do it!