If you want BELs, I'd invest in lessers... They are more expensive, but they make a much brighter and cleaner looking Lucy.

Save up the money until you find a female, it is breeding season after all, I'm sure someone will have one available online for you!

Increasing the limit doesn't do anything negative, it's just if you max it out then your monthly payment goes up, and considering we just bought a new fridge, a big screen plasma TV and have spent about 2K on the stupid xbox we just didn't want to be temped buy anything else! We know we can pay off what we have now, but one stupid impulse buy (like a snake for me, or a couch etc) and we'd probably regret it!