Hi,
Well I was thinking about it and got disheartened but here are some of the links I'd managed to find first.
For a bp you need cites (actually cheap our end).
You need to check for any charges by these jokers as well.
I can't remember why I kept this but it's probably important.
This forum post had some good info.
In the end I got so confused and frustrated by charges no one could define in advance I gave up - if you have the will to plow forward leave a map for the rest of us please.
dr del