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Re: Iphone
 Originally Posted by royal morphz
i have an iphone and love it the only problem i can see is 400+ phone+no insurance =sucks
If you buy through a place like Best Buy or Future Shop, can't you get an in-house extended warranty?
I always buy those, and use them. In fact, it was the manager of a Staples who told me about how great they can be when they are no-quibble (such as the "that was easy" return/exchange policies of Staples Business Depot). You buy the item you want, which comes with usually comes with a years insurance through the manufacturer, right? Then you spend $X on an in-store insurance plan so that after the initial year, you can return the item to the store itself in case anything goes wrong.
Most places either then exchange it for a new one, or upgrade you to the next best model if the one you own is already discontinued.
This would be perfect for an iPhone, which will undoubtedly be upgraded within a year anyway.
The fantastic thing about places like Best Buy and Staples is that when you return an expensive item (like a big-scree computer monitor) they will also give you a refund (in the way of an in-store credit) for the difference in the price from the day you bought it to what it is currently selling for.
I took back a monitor after nearly 2 years of use, even though it was fine, and received $90 and a new monitor.
Remember; it was the manager of the store who explained all of this to me in great detail. She even said that at home she has all the 'return' dates of the expensive items she buys listed on the calendar. 
So, if you are worried about not having insurance, buy through a big-chain business that offers extended in-house warranties.
I bought my sister a 16 gig iPod Touch for Yule and also got the 2-year extended warranty. I guarantee that within three years (1 year manufacturer + 2 years in-house) there will be a better iPod Touch and we will just return the old one, get a refund on the difference in price, and the new iPod.
Snaps!
PS: Whenever buying any device with an LCD display, check it carefully for dead pixils within the first 24/h. If you see even one, no matter how tiny it is, return it immediately for an exchange. If you see 1 within 24/h, I promise you there are 50 just waiting to ambush you the after day the exchange period ends. I speak from personal experience. Also, the first iPod I got my sister had 2 dead pixils so I exchanged it, and guess what? Because I wanted until Jan 7th to do it, I got an upgraded iPod Touch which had just been released. Ha!
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