If he's not bleeding or doesn't seem to be in any pain, I would simply keep his bedding clean and keep an eye on it. Chances are that he'll shed those scales away in the next few months---that's what shedding's for!

And not to scold... but having some money on hand for a vet is just part of the responsibility of having a pet. It should have been figured into the budget when you purchased the animal. We always hope that nothing happens to our critters, but always plan ahead in case something does.

Good luck!