There isn't a point, as a rule, for me. Most of the time I get a feel for someone and go with that as far as business and superficial personal things.

Some folks I won't talk with about the number of snakes I have or about my family, but I'd do business with them. Some I get a feel for and just avoid period. Rarely does someone get the "all clear" from the getgo and even then it's only "all clear" to a certain point.

There are many levels of trust.