I've never gotten anything in writing. I've had both good and bad experiences. getting it in writing wouldn't have made any difference in the good experiences and it would have only done some good in the bad experiences if I had been mad enough to take the guy to court. For the most part, I just don't do breeding loans unless I have a really compelling reason. And if I had so little confidence in the person that I needed something written down, I wouldn't be doing a breeding loan with them in the first place.

Mark