Fixed it! Problem was a combination of too much substrate and temp probe measuring in the wrong spot.
I took out cocofiber so theres only about 3/4" to 1", and put her hide, and the probe, directly over the middle of the heating pad on the warm side. It shot up to the mid 90s so I turned the thermostat down to keep it around 91/92. The cool side warmed up to around 80, going to try to keep that around 82.
The thermostat probes are inside the tank. The ones I got only have a dial from low to high but so far in my plastic tub for my little bp its keeping things pretty constant.
Whew.