This is actually over the past semester, not years. I only agreed to pay back the 80 for the car and the school money. (Even then I think school money is unfair because my brother is getting help for his schooling) I also told her I'd pay over time with money I earn rather than money that is supposed to be for savings and emergency money only. So the fact she's adding in all this extra stuff and making me pay it all at once is what is bothering me.