Its like that with my sister too. Except for thank god, my grandparents see this and scold my parents every time we go visit or they come here. That is major crap for you. I think it is HIGHLY unreasonable to make you pay it all at once. It sucks that she wants it at all, but all at once? Tell her you will start paying back 50 a month or something. Im sorry you are having a rough go of it. And you meds? Whats up with that? You have to pay for meds down there? Move to Canada, government covers it all (on the downside you cant have rats in alberta because "there are no rats in alberta and we are not allowing them in" like rats know provincial borders) Any way good for you for getting into a good school. Talk to you Grandmother and tell her you appreciate what she does. See if that will help you. I hope this all clears up for you, and if you become so strapped for cash you know who 2 donate your herps to! Good luck.