This is an Acu-Rite from WalMart...about $12.00 or less plus the cost of an AAA battery. I'd really, really recommend you find the cash to get one of those immediately as adjusting your enclosure to the right temps and humidity isn't going to work until you actually know accurately what those are.
When you say she "lays on" the heat pad you do mean she's laying on top of her substrate (now paper towels) and that the heating pad is under the substrate and outside her tank right (I'm assuming she's in a glass tank of some sort). If possible could you take a picture of your setup as this often helps us help you.