You're on an acerage for $175k?! LUCKY DUCK!
Housing prices in Calgary are TRULY ridiculous. You get a little plot of house with a backyard so small you could stand at your house and shake hands with your beighbour through the fence for $175. And decent acerage is over $500,000!
Thank your lucky stars, and it sounds like you're living one of your dreams anyway - so savour that! The money will come, and you will get by as long as you're happy with your home