I am so sorry, I know how frustrating it can be to have this happen. Although I wasn't in the exact same position.

My ex stole my debit card, I have NO idea how he got my pin number, even to this day. He wiped out my account of all but $20 and by the time I had realized it he had ued the money to buy a lot of drugs. Needless to say that was the end right there. He stole my money, put me and my child in danger. At that point I didn't even care about the money, I just took what i could, my son and never looked back. So I lost about $1000 to a drug addict. The bank wouldn't refund it it because my pin was used at the atm's. This was about 3 or 4 years ago.