Quote Originally Posted by Ginevive
I do agree with you there. If I were to become filthy rich, I would go out of my way to find families that were trying; struggling, making it to the end of the week to survive. I would create a fund that helps them learn how to improve their credit scores, manage money, etc. i do hate seeing people get things handed to them though; a lot of the people I encounter on a daily basis can work, are fully healthy and able to, but milk the system. These aren't the people I would help! (then again, my tax dollars already do that, heh.) There are people who seriously, get welfare, and have brand new $6000 rims on their cars. These same people tell my man monthly that they can't pay the rent.
I grew up in relative poverty; divorced parents, the whole nine yards. Now Mark and I have a comfortable life; he went out and started with $0.00 in his bank account, started a business and is now much better off than he was working for other people. Myself, I work fulltime as a credit counselor with a collections firm, helping people take care of credit card debt.
I think that if you want an entity to blame for alot of the country's poverty; look in your mailbox. All these credit card companies handing out credit to anyone; I could have about 10k in CCs now if I chose to!! But would I ever be able to stay on my feet independently and pay that off reasonably; probably not. People get stuck in a quagmire of bills; then they go to those horrid CCCS places that "manage their debt" when in reality they send about $10 to each CC; if they're in collections, this doesn't cut it, and that account will bounce around to agency after agency, collecting interest, fees.. yikes.
People need to learn to live within their means; not to want and buy things they can't afford, killing their credibility in the process.
Sorry if I rambled a bit; I just feel strongly regarding this subject, and will rant about it every chance I get, lol.
I went through the same thing. I moved in with my grandma and grandpa when I was 3 and things were fine till my grandpa died when I was 11. He didnt leave my grandma any money and we were in the middle of redoing the house. We had time where my grandma could barely afford food for the house. I've been working since I was 15 and have been the only one to tell my grandma I'll give you money and follow through with it. Everything I own with the exception of my car, I worked for and bought with my own money. Guess maybe since Imma simple dude I don't need much really. I used to be a buying whore. Now, I'm not. I think why do I need all these DVD's? Is it the fact that I want them and need them? Or is it the fact I subconciously want to show those that I have money now. I've grown up over the last few years and always have time to look at myself and see what I need to change or improve.