What if you dont tell them you have a snake?
I wouldnt see it as an issue for claims unless the flexwatt, snake, etc was determined to start the fire. I know that sounds fraudlent but insurance companies arent usually your best friend....and I'm sure it's possible that they might try to stetch the truth and find a some kind of contributing link between the snake and the fire just so they wouldnt have to pay the claim.
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