That's my biggest fear too....and should everything burn down around my ears, I'm s***wed!!!!!!!!!! I wouldn't be able to start over for a loooooong time.


So I'm trying to hedge my bets, as it were. I could get my horses and cattle covered, but not these morphs I'm going to be getting into???!?????

Maybe what I'll have to do is just set aside my own "personal" premiums into an account somewhere? *sigh*


Any other ideas?


R