That would be true only IF the terms of your contract specifically state restrictions regarding reptile enclosures with wired heat. I'm quite sure ours says nothing of the sort. Therefore, if we were to lose our home due to fire (for any reason) they would have to pay the claim. That's not to say they might not choose to drop us after paying, if they have something against keeping snakes.....but according to the contract we currently have, it's not an issue.Originally Posted by Krynos