You are correct.... One male homozygous Albino can make a bunch of 100% hets. Then, in three years... you can breed the het females from that/those clutches back to the sire and make albinos.... OR, you can spend the money for the females and make them in a whole lot less time. (Hence why the females are more important and in more demand as far as simple recessive traits go)

Buy a male homozygous Albino = $2500 (+/-)
Buy a 10 Lot of Female Normals (Hatchlings) = $500 (+/-)

Male breeding maturity = 18 Mo (+/-)
Female breeding maturity = 28 Mo (+/-)

40 100 % Hets in 36 Months or so... (Assuming 4 eggs per clutch, 20 females, 20 males)

Raise those females up to breeding size (another 28 months), and then in 36 MORE months, you get albinos... 72 months.... 20 female hets, 20 albinos (1/4 +/-)

OR... you could buy a pair of het albinos for $850 (+/-) and get albinos in half the time.... OR, you could buy a homozygous albino female for $3000 now, raise it to maturity, then all the males you produce from her, only take half as long to get up to maturity to breed back to her... hence the value difference.... females take a lot longer to get up to size than the males...

Hope I explained this in a clear enough manner....