All right guys... Breeders, obviously, would have to find something different, or get a group deal. But, let me put it like this:

I'd really like to not pay that $100 a month for my health insurance. I'm a fairly healthy person, and I take care of myself. 99% of the time, I don't need that health insurance... I can prevent many of the things that would make me ill. But there's that 1% chance that I do get very sick or hurt, and then, buddy, I'm GLAD I'm paying for that insurance.

Same goes for the animals. What if something tragic would happen (and I mean for all animals, cats and stuff too). I don't know... that was just my thinking on it.