Bryce,
The heat panel will be enough. I suggested the belly heat option when you asked about the animal plastics cage and the radiant heat panel when we talked about heating cages ... I never put the two together in my head. Sometimes I lose track of whos doing what setup with all the emails I get.
Ideally, if you had the money to spend, you could use the RHP on a t-stat for your hot spot (92-94) and the belly heat on a second t-stat for your ambients (82-84) .... but, unless your house gets very very cold in the winter, the RHP should be enough.
Sorry for the confusion.
-adam