We discussed this a while back. Really depends on how your own finances are. For me, it's like dental insurance- I'd never do that, OR buy pet insurance, but that's me.
Paying regularly (even a fairly small amount) for something I may or may not need? Well, I'd rather leave the money in MY bank than theirs, because IF I don't need to
use it, it's still mine.But if budgets are a problem for you, it might be for you. I have a number of snakes but seldom anything comes up that I can't handle, which
is more than I can say for my local vets, lol. There are no reptile specialists anywhere near me. If pet insurance doesn't add much to add to your regular policy, maybe
it's worth doing for you?
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