Very interesting, but I'm with you, Deborah...it's so rare for me to need a snake-vet these days, & it wouldn't pay for me to have insurance on them.

I don't even have dental insurance...I'd rather rely on savings to just pay my tab than sink money into a policy that I may or may not need. I'm not saying insurance
is a bad thing though, you just have to assess your own individual needs, & compare that to what you'll pay into the insurance, & usually there are still co-pays or other
"gotchas". It's a bit of a gamble either way, not "one size fits all".