Well, 94+ is a bit high on the hot side. BPs typically like a hot spot at 90. I say this, but mine seems to prefer the spaces that are about 85. The hot spot is important for digestion though. 72 is also too cold, you really don't want anything below 75. Also, are these surface temps or ambient air temps? It makes a big difference. The numbers I gave above are surface temp numbers. The ambient air temp should be about 85 throughout the whole enclosure.

My enclosure is in a breakfast area attached to my kitchen, and there is always a small light on in the adjacent laundry room, but I close the door most of the way, and creates a general darkness in the area where the tank is. This seems to suffice, and by my logic, there would be moonlight in wild, so I am thinking it's fine for there to be a small amount of ambient light. Just not direct, like you mentioned. Although I did use a red heat lamp 24/7 for a while without issues. I'm sure someone more experienced can get more in-depth on this one.

As far as that last one, I think pictures would help. I have no idea what is going on there, honestly, but someone here does, and it will help them tremendously to be able to see what is going on.

Welcome! You have come to the right place!