94-95 sounds pretty hot too me! That floor of the warm side should be 90. So it could very well be that the floor is too warm for him.
I think we need more info about the set up. Is your only source of heat the under the tank heater (UTH)? Or do you also have a ceramic heat emitter (CHE) or heat lamp?
Getting an IR temp gun is a great idea. All reptile keepers need to have one.
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