sounds kinda like what my father does. very little gold but still gets it from time to time an only in 1g pieces. rest in silver. we aren't too wealthy so 10oz bar seems like a real commitment up front but will totally consider it if its the best value.
He is ready for the collapse lol, on a farm with well water, goats, chickens, veggies, ammo an plenty of deer. I know where im going when poo hits the fan.
I haven't considered gold tho. From what I've researched silver is more scarce than gold and silver has more industrial uses an is used in many products an technologys.