That is exactly what i'm afraid of, too... I definitely won't be contacting my homeowner insurance company about it! There is no doubt that insurance companies have some sort of spin they put on it, so they can rape people out of even more money (if they'll even insure you)! My guess is they probably view it as a fire hazard due to heating/lighting? I'm sure another angle they probably use is that they could get loose and injure someone? If that is the case, dogs are a much greater liability by far!
It's one thing if someone is just keeping a snake or two as pets, but more serious keepers/breeders, who are investing tons of money into animals as a business or in my case, a passionate hobby/sideline business should be able to protect their investments. I wrote a post in the "General Herp" thread a bit ago as well, asking for advice on backup generators. If I can find a reasonably priced solution for power outages that would be insurance enough for me, I guess. I would at least sleep a little better at night, because power outages happen fairly often in my area. Most of the time the power either comes right back on or within maybe 30 minutes or so. But, there has been a few times that it has went out for quite a few hours and even a couple of days one time...![]()